|HOSPITAL ACCOMMODATION INCLUDING CONFINEMENTS, SUBJECT TO PRE-AUTHORISATION||See In Hospital and Prescribed Minimum Benefits|
|EXTERNAL APPLIANCES SUBJECT TO OVERALL EXTERNAL APPLIANCES LIMIT BREAST PUMPS AND APNOEA MONITORS – THREE MONTHS PRIOR TO EXPECTED DUE DATE AND WITHIN SIX MONTHS AFTER THE BIRTH OF THE BABY. SUBJECT TO REGISTRATION ON THE MOTHER-TO-BE-PROGRAMME||Subject to Medical Savings Account|
|METABOLIC SCREENING FOR NEW BORN BABIES||100% Negotiated Rate per new born baby|
|ANTE-NATAL FOETAL SCANS PER PREGNANCY||Subject to Medical Savings Account|
|ANTE-NATAL CLASSES||Subject to Medical Savings Account|
|UMBILICAL STEM CELL HARVESTING||Negotiated discount with Cryo-Save.|
Note: Please note that CAMAF does not cover expenses related to cord blood stem cell harvesting, testing and storage as this is not treatment for a specific medical condition. The cash discount that is offered is passed directly on to you and is not paid from your health plan benefits.